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When inspiration strikes, Affirm gives you payment options to suit your budget. Just select Affirm at checkout to pay over time for your purchase

Get flexible monthly payment options

1. Fill your cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

Order Summary screen, showing shipping address, and button to select payment method

2. Choose how to pay

Pick the plan that fits your budget. You’ll never pay late or hidden fees.

Create Your Account screen, showing field for entering mobile number, continue button, and disclaimer

3. Pay over time

Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text.

Choose the Best Plan for You screen, showing payment plan options, and continue button

Frequently Asked Questions

Yes, there’s no penalty for paying early.

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before paymentsare due.

Yes, you can return an item you bought with Affirm by initiating the return process with the store.

No, your credit won’t be affected when you create an Affirm account or check your eligibility (including checking your pre qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it’s considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

You can visit their website at affirm.com.

Rates are between 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Estimated payment amount may exclude taxes and shipping. For licenses and disclosures, including information for New Mexico residents, see affirm.com/licenses. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license.