Virtually all boats under 40 feet or so that have an electrical system operate at a nominal voltage of 12 volts. That is, they use a battery that has a fully-charged potential of 12.6 volts, and the loads and charge devices that are installed on the boat are designed to operate between roughly 12 and 14 volts. The main reason for this is due to boats having used automotive- and industrial-based components which are also based on a 12 volt standard.
As boats get larger—say in the 50-60 foot range—and operate DC loads which require more power with wire runs getting longer, 12 volt systems start to become inadequate or at least challenged. That’s because it becomes increasingly difficult to avoid voltage drop—the nemesis of boat wiring systems—which can make electrical devices function less efficiently than you’d like. Voltage drop occurs due to the electrical resistance in wires, connectors, switches, and other conductors in an electrical circuit. No component is immune from contributing to this plague, but voltage drop can be measured and managed, and correctly-engineered boats don’t usually suffer from it.
For example, let’s imagine a simple electrical circuit with a battery, bilge pump, wires, and a switch (and for the moment, let’s assume that the switch has no resistance and doesn’t contribute to voltage drop). Bilge pumps of a given capacity will use a DC motor that consumes a certain number of watts to operate; in this case, we’ll assume the pump consumes 240 watts. In a boat with a 12 volt electrical system, this pump would draw 240 watts ÷ 12 volts = 20 amperes of electricity. In the case of a bilge pump, we obviously want it to pump as much water as possible, and incremental voltage drop will cause lower performance (less water pumped).
The American Boat and Yacht Council (ABYC) E-11 standard recommends no more than a 10% voltage drop for this type of circuit and points the installer to Table XI, where the recommended size of wire can be determined. But there’s one more thing that we have to know before selecting the correct wire: how long is the run from the battery (or switch panel) to the pump, and back? Every foot of wire adds a small amount of resistance, and resistance causes voltage drop. Larger wires have less resistance, just as larger hoses have less resistance when pumping water. Since we’ve got a 50 footer, let’s say that it is 15' from the battery to the pump, and 15' back from the pump to the battery, for a “run” of 30'. Looking at the intersection of 20A and 30', 12 Gauge wire is recommended to keep the voltage drop under 10 percent.
(As a brief aside, we can calculate the voltage drop in this circuit if we know the resistance per foot of 12 gauge wire. Our catalog lists the resistance as 1.75 ohms per 1000', or 0.00175 ohms per foot. Applying the equation V (voltage) = I (current) x R (resistance), we get V = 20 amps x (30' x 0.00175) = 1.05V, which is less than 10% of our 12 volt circuit).
But what does this have to do with 24 volt systems? Let’s calculate the wire size for the same pump in the same boat, but this time let’s assume that the boat has a 24 volt system. That means that the same 240 watt bilge pump will draw only 10 amps (240 ÷24), and that a 10 percent allowable voltage drop will be 2.4 volts (24V x 10%). Once again, referring to the ABYC Standard E-11, Table XI, it recommends wire as small as 18 gauge to power the pump. (As it turns out, ABYC doesn’t allow current carrying wires this small except under certain circumstances, so we’d upsize to 16 gauge wire).
The resulting smaller wire has several advantages:
The justification for using 24 volt equipment on your boat gets more compelling as the size of the DC loads increases. Items like windlasses, large watermakers, bow thrusters, and large inverters draw so much power (and may be located far from the batteries) that using adequately-sized 12V wiring becomes impractical. Imagine installing a beefy 1,800W windlass on a boat where the wire run will be 48' (24' up and 24' back). Assuming a 10% voltage drop, the 12V version will have to be supplied by 2 Gauge wire (about $6.59 per foot). The 24V version will require 8 Gauge wire (about $2.99 per foot). The weight savings in wire alone will be about 7lb. The design rule is that for equivalent performance, wires in a 24V system require 25% as much cross-sectional area as those in a 12V system (and 25% as much expensive copper).
So why aren’t all boats, big and small, wired with 24V systems? We guess that the main reason is that so many more products are available in 12V versions, especially in categories like pumps, electronics, inverters and chargers. Also, 12V systems require a single automotive-style battery to make them operate. 24V systems require two 12V batteries in series, which increases the weight and volume of the battery bank.
Plus, the advantage of using smaller wire is only realized when the currents are large or the wire runs are long. Small boats can use 16 Gauge wires for most of their circuits and stay within ABYC limits.
Another limitation is that most vessel electrical systems begin with an engine (or two) with its starter, alternator, engine instruments, starter solenoid, possible fuel injection system, and so forth. The vast majority of engines designed for pleasure boats are 12V-based, making it very difficult to eliminate a 12V system from your boat. An incremental issue arises when you want to have a redundant starting circuit for your engine(s). Creating sufficient power to crank a diesel engine is not something you can easily do by converting 24V to 12V. (While there are solutions, including tapping off 12V from a 24V system, they are beyond the scope of this Advisor.)
When asked about dual-voltage boats, the advice from a seasoned racing and cruising sailor, who is also an electrical engineer, was as follows: “In my view, if a boat’s engine has a 12V system, it only makes sense to have a 24V house bank if the boat has very heavy electrical loads (e.g. windlass, canting keel pump, electric winches etc.). If the heaviest loads are just refrigeration and a DC water maker I suspect the weight of the heavier wires for those loads is made up for by not having to have a DC to DC converter (and spare) and by the redundancy and simplicity of just one voltage on the boat.”
While many, many boat accessories are available in 24 volt versions, or the products are designed to work on a wide range of voltages (some electronic items can operate happily on voltages from 10-35V), there may be products that owners of 24V boats desire that they can’t find in 24V versions. In that case, there are two approaches:
Use a 24V to 12V converter that can power your 12V products. This might be a very small (10A) device to power a single electronic item, like a VHF radio, or it could be a large converter (50-100A) which would power many systems throughout the boat. Once again, as power consumption for electronics increases (a SSB draws 30A at 12V when transmitting), this option can require larger converters, which may not be electrically “quiet” and thus may interfere with the very loads they are powering. All DC to DC power converters should be listed as FCC “Class B”, meaning that they produce very little interference.
Install both a 12V and a 24V system in the boat. This generally requires two alternators, two battery banks, two distribution panels (or two delineated areas of a single distribution panel), and two battery monitoring systems. And, as mentioned above, dual voltages may reduce the redundancy in the vessel systems if one battery bank fails.
One advantage of using 24V alternators was summed up by another experienced cruiser who designed and built a 50' sloop for a circumnavigation, and who selected a 12V system: “… the alternator of a given frame size (and heat load) will put out the same current at 24V as it will at 12V (it is basically a current-source), which means twice the power from the same-sized unit. So a single large-frame 24V alternator will easily charge a house bank and run a large DC compressor and water maker, where it would be a struggle with 12V.”
As gasoline, diesel and copper prices go upward, and as the desire to have powerful electrical devices on board climbs too, using a higher system voltage can save money and weight on larger vessels. While it may increase the complexity of the vessel’s electrical system, it can allow the use of DC loads which could otherwise not be accommodated. Ensure that you plan for redundancy in your design, however, so that you can start your engine and run 12V items if the 12V bank fails, while you also have a solution to power your 24V loads if you have a 24V bank.